Does Car Insurance Cover Hail Damage?

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There’s nothing worse than seeing hail damage on your new Porsche after a bad storm. Many Farmington Hills drivers know that there’s car insurance that can protect against collision-related issues, but does car insurance cover hail damage? If you’ve opted for full or comprehensive coverage, the hail damage will be covered. Learn more about this type of insurance and more with the Fred Lavery Porsche Company finance team.

What Does Comprehensive Car Insurance Cover?

While liability insurance is required by law, collision insurance is always a good coverage option to consider. However, keep in mind that only comprehensive coverage will protect your vehicle against a wide range of other accidents and malicious actions that can lead to additional damage. If you’re looking to be covered against hail damage, fallen trees, fires, and theft, comprehensive coverage is essential.

What Does Full Car Insurance Cover?

Some financial sources will tell you that you need full coverage auto insurance for protection against hail damage. This isn’t necessarily the case. As mentioned above, the comprehensive portion of your insurance coverage is what protects you against the weather.

We do recognize however that for some Rochester Hills drivers, full insurance coverage will be the most sensible way to protect their investment. So, what does full car insurance cover?

  • When you see or hear the term ‘full insurance coverage’ you’re looking at a bundle that includes liability insurance, collision insurance, and comprehensive insurance.
  • Liability insurance covers injuries to other drivers or pedestrians, along with damage to property. It does not protect you, your vehicle, or your passengers.
  • Collision insurance will cover the cost of damages to your own vehicle in the event that you’re involved in an accident, whether or not you’re at fault.
  • Comprehensive coverage protects you against most other forms of damage that can occur to a vehicle, so it’s an excellent option for the driver who wants to move forward with peace of mind.

If you’re interested in learning more about your financing options or insurance coverage, contact our finance team. We’ll help you find the right coverage for you. We also have some financing tips and tricks to help you better understand coverage, financing, and more for your vehicle.

How to Prevent Hail Damage

Does insurance cover hail damage to a car? It does if you have the right coverage. So how can you prevent hail damage? The best way to protect your Porsche from hail is by parking it in a garage.

If you don’t have a covered area to park or if you leave your car out and there’s an unexpected storm, you’ll want to be prepared. Keep these tips in mind:

  • Temporary carports are relatively easy to set up and transport. Keeping one in your vehicle ensures that you’re prepared for the worst no matter where life takes you.
  • If you’re out on the road and it starts to hail, pull over into a covered area as soon as possible. Always check the weather before you head out, and set your smartphone or device to alert you when hail is on the way.
  • In an absolute worst-case scenario, covering your car’s exterior with blankets, floor mats, or an official Porsche car cover could help to minimize hail damage.

Trust Fred Lavery Porsche Company for Hail Damage Repair

Should you find yourself dealing with hail damage, schedule service with the Fred Lavery Porsche Company service team. We can help you get your vehicle repaired in no time. Check out our service specials and call today to schedule an appointment near Troy. Want to learn more? Be sure to read up on car detailing with our team today.

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